Guaranteed Pension Schemes are retirement plans designed to provide a steady income stream to retirees, ensuring financial stability during their non-earning years. These schemes offer guaranteed returns on your investment, providing a reliable source of income post-retirement.

Types:

• Immediate Annuities: With immediate annuities, you make a lump sum payment to the insurer, and in return, you receive regular pension payments immediately or after a short deferral period.
• Deferred Annuities: Deferred annuities allow you to make regular contributions towards your retirement fund, which accumulate over time. Upon retirement, you start receiving pension payments based on the accumulated corpus.

Features:

• Guaranteed Income: Enjoy a guaranteed income stream for life, ensuring financial security during retirement.
• Lifetime Annuity: Some schemes offer lifetime annuities, providing pension payments until the end of your life, regardless of how long you live.
• Flexibility: Choose from various payout options, including fixed or increasing annuities, to suit your retirement needs.
• Tax Benefits: Enjoy tax benefits on your contributions and pension income under applicable tax laws.
• Survivor Benefits: Certain schemes offer survivor benefits, ensuring that your spouse or nominee continues to receive pension payments in case of your demise.
• Inflation Protection: Some plans come with inflation protection features, allowing your pension payments to keep pace with inflation over time.

At Moneystream Financial, we understand the importance of a secure and comfortable retirement. Our Guaranteed Pension Schemes offer you the assurance of a steady income stream throughout your retired life, allowing you to live your retirement years with peace of mind. Start planning for your retirement today with our Guaranteed Pension Schemes and secure a brighter future for yourself and your loved ones.